Share (Savings) Accounts
Regular (Membership) Share Accounts
What's even better is that your money is available whenever you need it, 24 hours per day. (24 hour access requires an ATM card). Unlike other high interest accounts that tie up your funds for long periods of time, you can access your account anytime.
When you open a savings account, or what is also known as a "share account" and deposit as little as $5.00 at FOKFCU, you become a shareholder as well as a valued member. A deposit of $50.00 will allow you to earn dividends on your deposit.
You earn competitive dividends from the date of deposit to date of withdrawal with dividends posted directly to your account each quarter. You have the option of having an individual account, joint account, or in trust for a child or grandchildren.
You also have the option of opening "secondary" share accounts that you can use anyway you like, such as saving for a rainy day, making that special purchase or just plain "mad money."
Christmas Club Accounts
Time passes quickly, and before you know it, the holidays are here. There will always be extra expenses. Our Christmas Club accounts are the best way you can be prepared for all you want to do. You have the option to save as much as you want, anyway that you want. Your deposits will earn the same dividend as your share account. Deposits can be made at any time and withdrawals are limited to once per year on or about November 1st. On that date, we will issue checks for the balance and mail them to you. That way, you will have plenty of time to shop and get ready for the holidays. What could be better? Why not open your account today?