Kasasa Cash Back Checking

Take back your Cash, Your Fees... Your Control with Kasasa Cash Back® Checking

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When it comes to checking, you’ve got options — and Kasasa... it just makes sense

Cash Back on Debit Card Purchases

ATM Withdraw Fee Refunds

No Monthly Fees

More Money for You

Why pay monthly fees for a regular old checking account?

This new feature may well be the best offer our credit union has. Kasasa Checking offers free checking but it is so much more than that. Enjoy free checking from thousands of locations, bank at your convenience.

Kasasa Cash Back® actually PAYS YOU to bank with us. Really. This free account pays you cash back just for using your debit card and refunds ATM withdrawal fees, nationwide.* It’s the checking account you’ve always deserved.

Kasasa checking is solely focused on putting money back in the pockets of members. The rewards of having an open Kasasa checking account are simply unmatched. Members not only receive free checking services but regular and monthly cash bonuses.


Cash back on everyday debit card purchases

up to $84


Get paid to bank here. We're talking real cash rewards:

  • Monthly refunds on ATM withdrawal fees, nationwide*
  • No monthly maintenance fees — so your money stays with you
  • Free online, mobile banking, and e-statements

Connect your Debit Card to Apple Pay and Google Pay Today!



Enrollments must be in place and all of the following transactions and activities must post and settle to your kasasa cash back account during each monthly qualification cycle:

We understand life gets busy. If you don’t meet the qualifications one month, your account is still free and you can try again the following month.
Qualification Information: 
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ACH Credits less than $50.00, ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, debit card purchases processed by merchants and received by our credit union as ATM transactions, debit card transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. 
"Monthly Qualification Cycle" means the current statement cycle. 
"Statement Cycle" means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder's account. 
Reward Information: 
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.00% cash back on up to a total of $7.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.00 cash back payments may be earned per Monthly Qualification Cycle. 
You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. 
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. 
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the first processing day of the following statement cycle. 
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. 
Additional Information: 
Membership restrictions may apply. 
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  
$50.00 minimum deposit is required to open the account. 


As a local institution, we’re serious about giving back to our account holders and the community in which we all live and work. Kasasa accounts are designed to help you get the most out of your money and to keep funds working in the local economy. Instead of lining the pockets of big bank executives, you can count on your money going back to where it belongs — you.Get more out of your community and your account by banking local with Kasasa.
Ask for Kasasa at First Oklahoma Federal Credit Union.

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