1.25% APY Savings

Free Savings, awesome rewards

Open an Account Online

We believe in rewarding account holders. All of our accounts are FREE, plus they pay monthly dividends.

easy Savings starts here.

  • Truly personal service from people who care right down the street.
  • Free Savings. No exceptions. No monthly maintenance fees, ever. EVER.
  • Earn Interest. 1.25%APY on balances up to $75,000. .50%APY on balances over $75,000
  • Your ATM on every corner. Refunds on ATM withdrawal fees,  nationwide.
  • Pairs Perfectly. Linked to your Kasasa Cash or Kasasa Cash Back account
  • Easy. $5 opening deposit

How it works

Earning cash rewards and ATM withdrawals fee refunds is super simple.

To qualify each month, just do really convenient things that you’re probably doing already, like:

  1. Use your debit card. Have at least 12 debit card purchases posted and settled that are more than $5.
  2. Utilize direct deposit. Have at least 1 direct deposit or an ACH credit/debit.
  3. Sign up for e-statements. Be enrolled in and have agreed to receive e-statements rather than paper statements
  4. Log in to online banking

That is all there is to earning rewards. If you don’t meet your qualifications during the cycle your account is still free and you will earn .05%APY on your balance plus you can get back to earning rewards the very next cycle.

If you don’t make it one month, just try again, and your free checking account is always free.

1.25% APY

on balances up to $75,000

.5% APY

on balances over $75,000

Pairs perfectly with Debit Accounts

  • No minimum balance
  • $25 Nationwide ATM withdrawal fee Refunds
  • No monthly maintenance fees — so your money stays with you
  • Free online, mobile banking, and e-statements

Do your banking on our mobile app.

  • Mobile Deposit
  • Easy Transfers
  • Check Your Balance
  • Thumb/Facial Recognition Login
  • Apply for a loan
Learn More

Frequently Asked Questions

Is my Kasasa Account Always Free? 

Monthly Rewards and Refunds on ATM withdrawals - how?

What Happens if I don't Meet My Qualifications? 

Why can't I get Accounts like This at a Big Bank?