The loan is secured by the equity you have in your home. You can use this loan for home improvements, consolidation, to purchase an auto, etc. We offer terms to fit everyone's budget. Equity is determined by taking the appraised value (or tax valuation) of your home then subtracting the balance of your mortgage. The credit union will not place a 3rd lien on any property so if you currently have a 2nd mortgage, we would need to include that in the new loan. Ask us for the current rates today!
* Exact rate depends on credit history. Contact CU for details
Could downloading your banks app make you more mindful of your spending. Downloading your financial institutions app can allow you to set up alerts and track your spending on the go. So attempt to at least check your mobile app for a minute a day and see how well you do with spending. Its also a great way to proactive against fraud.