Overdraft Transfer Fee (from shares OR line of credit)
$5.00 per transfer (maximum of 6 per month)
ATM FEES
ATM NSF Fee
$30.00 per withdrawal
CheckSafe Courtesy Pay Fee
$30.00 per withdrawal
Replacement Card
$5.00 per card first occurrence; $50.00 per card thereafter
Foreign (Non-Transfund NC) ATM Use Fee
$2.00 per transaction
ATM Withdrawal Fee
$1.00 per transaction. First five (5) transactions per month are free at Transfund No Charge ATM’s
ATM Balance Inquiry Fee
$1.00 per inquiry. First two (2) inquiries per month are free at Trasfund No Charge ATM’s
ACH FEES
ACH NSF Fee
$30.00 per withdrawal
CheckSafe Courtesy Pay Fee
$30.00 per withdrawal
Excess Regulation “D” Transfers
$5.00 per transfer
Foreign (Non-Transfund NC) ATM Use Fee
$2.00 per transaction
Overdraft transfer fee (from shares OR line of credit)
$5.00 per transfer (maximum of 6 per month from shares per Regulation D. No limit on number of transfers from a line of credit loan.)
VISA CHECK CARD
Check Card NSF Fee
$30.00 per withdrawal
CheckSafe Courtesy Pay Fee
$30.00 per withdrawal
Replacement Card
$5.00 per card first occurrence; $50.00 per card thereafter
OTHER FEES
Check Cashing Fee
$5.00 per check (for members only having a share account with balance of less than $100). This applies to paper and electronic “checks.” This includes withdrawal of all available funds made within seven (7) days of deposit.
Deposit Verification Fee
$20.00 per request
Research/Reconcilement Fee
$25.00 per hour
Statement Copy
$2.00 per page
Account Closure Fee
$10.00 per closure for each account open less than 6 months
Cashiers Check Fee
$5.00 per check if issued to third party
Money Order Fee
$2.00 per money order
Paytrace Fee
$10.00 per over the phone payment
Safe Deposit Box Late Fee
$10.00 per delinquent Safe Deposit Box
Wire Transfer Fee
$15.00 for outgoing; $7.00 incoming
Collection Item Fee
$30.00 per item
Return Item Fee
$30.00 per item
Garnishment/Levy Processing Fee
$25.00 per garnishment/levy
Returned Statement / Mail Fee
$5.00 per statement
Replacement Card
$5.00 per card first occurrence; $50.00 per card thereafter
Dormant Account Fee
$5.00 per quarter for balances of less than $100 and no other credit union loans or deposits.
