Merger Information for First Oklahoma and Green Country Federal Credit Unions

Question 1

Is my credit union closing?

Accepted Answer

No. If the merger is approved, First Oklahoma FCU will join with Green Country FCU. Members will continue to be served by familiar staff at existing branches, and over time will gain access to additional locations and services.

Question 2

Do I have to move my accounts or change credit unions?

Accepted Answer

There will be no immediate changes to members' account numbers or direct deposits at the time the merger becomes effective. If any changes are required in the future due to systems integration, members will receive detailed instructions and plenty of advance notice.

Question 3

Will my branch still be open?

Accepted Answer

First Oklahoma branches in Tulsa and Glenpool and Green Country branches in Sand Springs, Prattville, and Coweta are expected to remain open after the merger. After approval, all members will be able to use any of the five branch locations.

Question 4

What happens to First Oklahoma employees?

Accepted Answer

All First Oklahoma FCU employees will be offered positions within the combined organization, ensuring continuity and familiar faces for members.

Question 5

Do I need to do anything right now?

Accepted Answer

At this time, First Oklahoma members only need to watch their mail for official voting materials and follow the instructions provided. No action is required from Green Country members.

Question 6

Will any branches close?

Accepted Answer

There are no current plans to close branches. Together, we will have five locations serving seven northeastern Oklahoma counties, with plans to grow in the future.

Question 7

What does it mean that Green Country is a CDFI?

Accepted Answer

It means Green Country can access special funding and programs that expand lending, improve credit access, and support working families and small businesses.

Question 8

How does this benefit me compared to a smaller credit union?

Accepted Answer

You will still be known by name, with more tools, technology, and services available to make life easier.

Question 9

When will I start to see changes?

Accepted Answer

The legal merger is planned for April 2026, assuming members approve the vote in January 2026. Systems will combine later in the year. As the process moves forward, you will receive updates by mail, email, and in branches.

Question 10

What will happen to the First Oklahoma name?

Accepted Answer

The combined credit union will move forward as Green Country, but the First Oklahoma name and history will continue to be honored and celebrated.

Question 11

What about First Oklahoma's CEO?

Accepted Answer

He will join Green Country's executive team, ensuring that First Oklahoma's voice continues to shape how members are served.

Question 12

Will community involvement continue?

Accepted Answer

Yes. Local events, sponsorships, and community programs will remain a key part of the combined credit union.

Question 13

What happens between now and the vote?

Accepted Answer

You will keep banking just like always. In the meantime, you will start seeing more about Green Country, what it offers, and how it will carry forward First Oklahoma's proud tradition.

Question 14

Which credit union will continue after the merger?

Accepted Answer

If the merger is approved, Green Country FCU will be the continuing credit union. First Oklahoma FCU will become part of Green Country, and its history will remain an important part of the combined organization.

Question 15

What happens to my accounts?

Accepted Answer

For now, nothing changes. Your accounts work just like always. When systems are combined, the credit union will guide you through every step to keep things simple and stress free.

Question 16

Will my account numbers, checks, or debit and credit cards change?

Accepted Answer

Possibly, but nothing is final yet. If changes are needed, you will receive plenty of notice, clear instructions, and personal support to make the process easy.

Question 17

Will my rates or fees change?

Accepted Answer

No immediate changes are planned. You will continue to receive competitive rates and a member first approach, with more options in the future.

Question 18

What new services will I have?

Accepted Answer

You will gain access to mortgage services, small business and commercial services, new technology tools, and the added benefits of Green Country's Community Development Financial Institution programs.

Question 19

Will I still see the same staff at my branch?

Accepted Answer

Yes. There are no layoffs or staff reductions planned. You will keep seeing the same friendly faces you know.

Question 20

Where are the branches located?

Accepted Answer

The combined credit union will serve Creek, Osage, Okmulgee, Pawnee, Rogers, Tulsa, and Wagoner counties, with branches in Downtown Tulsa, Sand Springs, Prattville, Glenpool, and Coweta.

Question 21

What kinds of mortgage and business services will now be available?

Accepted Answer

Services will include first time homebuyer programs, refinancing and home equity loans, plus small business and commercial loans to help local entrepreneurs.

Question 22

Will the credit union still be locally owned and member focused?

Accepted Answer

Yes. The combined credit union will remain not for profit and member owned. Decisions will still be made locally, and members will continue to come first.

Question 23

What will happen to First Oklahoma's Board of Directors?

Accepted Answer

During the merger process, First Oklahoma's board will serve in an advisory role, helping ensure members and staff are taken care of throughout the transition. After the merger, some members of the First Oklahoma board may join Green Country's board or serve on board committees.

Question 24

When will members vote on the merger?

Accepted Answer

First Oklahoma members will receive a ballot and more details in November 2025. The member vote will take place in January 2026, and if approved, the legal merger will happen in April 2026.

Question 25

Why do I mail the ballot to an address in Texas?

Accepted Answer

Green Country FCU and First Oklahoma FCU use Waypoint Advisory Services, an independent third party auditor, to securely collect and tally all merger ballots. Their mailing facility is located in Texas, but Green Country FCU is locally owned and operated in Northeastern Oklahoma.

Question 26

Where can I ask more questions?

Accepted Answer

Members can contact First Oklahoma at 918 582 1965 with questions about the proposed merger.

Growing Together for a Stronger Future

First Oklahoma & Green Country FCU Merger

‍Important System Conversion Schedule
(Aug 31 – Sept 2)

Member Checklist: What Happens on September 2nd?

What to Expect

Contact & Member Support

A Combined Vision for Working Oklahoma Families

A Message from Our Board Chairman, Bill Hughart

What Green Country Brings to First Oklahoma Members

Frequently Asked Questions

Why We’re Considering This Merger