Our debit cards are currently processing in offline mode. If you try to spend more than $225 it will decline. That is one purchase or a combined total. We are working to get this issue fixed.

Take Back Checking

Earn 2% APY or Cash back on your checking account

It might be the best thing we've cooked up. First Oklahoma now offers cash back on checking accounts! 

Kasasa Cash BackKasasa Cash

Online Account Opening

Start your new account from your phone or computer

Simply click the link below, and enter your information. We'll either mail or email your opening paperwork to you and never step foot in the building.

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First Oklahoma Federal Credit Union

Rooted in Service. Driven by Community

We offer nearly 100 years of experience in service with a member-first mindset. Our Credit Union works to change the future of members through financial literacy and education.

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Join us for our Annual Golf Tournament

August 26th | Forest Ridge Golf Club

A Charity Golf Tournament to Benefit The Children's Hospital at Saint Francis

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Looking For A New Car In 2022?

Rates as low as 3.09%

Getting pre-approved before heading to the dealership takes some of the headaches out of the car-buying process and lets you get on the road.

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We put your needs first instead of our own.


We realize and understand what technology means in people’s lives today. We strive to offer the most advanced technology available - including everything one would find at a big bank.


We keep the line of communication open. Every employee is trained to give the same level of quality service from the tellers to our CEO. You will always be welcome to have an open and honest conversation with any one of us.


As a credit union, our motives are driven by helping people not profits. We are here only because of our members’ support . As such, we not only value our members but we return any surplus into their hands.


We actively seek to help underserved communities get the financial service they deserve. Our service is rooted in the community and geared toward caring for the average citizen.

Have you secured your Online Banking?

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Co-op Banking

Bank where it's CONVENIENT for you

As a member of First Oklahoma Federal Credit Union, your banking is done on your terms. Here are just a few of the perks of doing business with us:

  • Freedom to bank at nearly 30,000 ATMs & 5,000 plus branches nationwide
  • Mobile App for Branch and ATM Locating
  • Live assistance from CO-OP branches

  • Fast Approval.  Recreational loans are processed and approved in approximately one business day.
  • Flexible terms and interest rates.   As Low As 4.99% APR*
  • Easy online application process.  Simple and fast, making it easy to get outdoors.
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Get Pre-approved for your new or used car today!

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Payment Holiday

We offer our members who are in good standing a Payment Holiday for only $25 once every 12 months. Real Estate, PLC and Credit Cards do not qualify for Payment Holiday.

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Quick Tip

Sell unwanted goods

If you are drowning in stuff you don't need you could always sell it. In the time of smartphones and apps you can easily sell your goods. Take a picture, post a description and sell!

Use that extra money to pay down debt, or even possibly increase your savings.