certificate of deposit Accounts (CD)

What is a CD?

To put it simply, a certificate of deposit (CD) is a type of savings account. The account has a fixed interest rate and fixed date of withdrawal, known as the maturity date.

Low risk earning potential

Our CD rates are some of the best you will find anywhere. A CD is a great long-term way to save money, because it's normally the highest yield with the lowest risk.

up to 2.75%

Annual Yield on CD accounts - APY - Annual Percentage Yield effective 08/30/22 and is in effect for the initial term of the Certificate. Dividends are compounded monthly, from day of deposit to the day of maturity or withdrawal. $500.00 minimum balance to open certificate account and earn APY.

What it takes to get started

  • Primary Member 18 and Over: a minimum deposit of $500.00
  • Primary Member Under 18: $250.00
  • *All Rates Subject To Change Without Notice*
Open an Account Online

Share Certificates Rates (8/30/2022)

Term
Yield (APY)
6 Months
12 Months
18 Months
1.000%
1.200%
1.350%
Rate (APR)
0.995%
1.193%
15 Months**
2.472%
2.500%
1.342%
1.500%
2.750%
1.600%
1.700%
1.490%
2.716%
1.589%
1.687%
30 Months**
24 Months
36 Months
48 Months
1.490%
1.500%
60 Months

IRA Certificates Rates (08/30/2022)

Term
Yield (APY)
6 Months
12 Months
18 Months
1.000%
1.200%
1.350%
Rate (APR)
0.995%
1.193%
1.342%
1.500%
1.500%
1.600%
1.700%
1.490%
1.490%
1.589%
1.687%
24 Months
36 Months
48 Months
60 Months

* Exact rate depends on credit history. Contact CU for details. **Terms Apply. No Early Withdrawal. New Money Only.

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