certificate of deposit Accounts (CD)

What is a CD?

To put it simply, a certificate of deposit (CD) is a type of savings account. The account has a fixed interest rate and fixed date of withdrawal, known as the maturity date.

Low risk earning potential

Our CD rates are some of the best you will find anywhere. A CD is a great long-term way to save money, because it's normally the highest yield with the lowest risk.

up to 1.200%

Annual Yield on CD accounts

What it takes to get started

  • Primary Member 18 and Over: a minimum deposit of $500.00
  • Primary Member Under 18: a minimum deposit of $250.00
Open an Account Online

Share Certificates Rates (3/24/2020)

Term
Yield (APY)
6 Months
12 Months
18 Months
0.700%
0.800%
0.900%
Rate (APR)
0.698%
0.797%
0.896%
1.000%
1.200%
1.200%
1.200%
0.995%
1.193%
1.193%
1.193%
24 Months
36 Months
48 Months
60 Months

IRA Certificates Rates (3/24/2020)

Term
Yield (APY)
6 Months
12 Months
18 Months
0.950%
1.050%
1.150%
Rate (APR)
0.946%
1.045%
1.144%
1.250%
1.450%
1.450%
1.450%
1.243%
1.440%
1.440%
1.440%
24 Months
36 Months
48 Months
60 Months

* Exact rate depends on credit history. Contact CU for details

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