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certificate of deposit Accounts (CD)

What is a CD?

To put it simply, a certificate of deposit (CD) is a type of savings account. The account has a fixed interest rate and fixed date of withdrawal, known as the maturity date.

Low risk earning potential

Our CD rates are some of the best you will find anywhere. A CD is a great long-term way to save money, because it's normally the highest yield with the lowest risk.

up to 0.900%

Annual Yield on CD accounts

What it takes to get started

  • Primary Member 18 and Over: a minimum deposit of $500.00
  • Primary Member Under 18: a minimum deposit of $250.00
Open an Account Online

Share Certificates Rates (5/21/2021)

Term
Yield (APY)
6 Months
12 Months
18 Months
0.150%
0.200%
0.450%
Rate (APR)
0.150%
0.200%
0.449%
0.500%
0.650%
0.700%
0.800%
0.499%
0.648%
0.697%
0.797%
24 Months
36 Months
48 Months
60 Months

IRA Certificates Rates (5/21/2021)

Term
Yield (APY)
6 Months
12 Months
18 Months
0.250%
0.300%
0.450%
Rate (APR)
0.250%
0.300%
0.449%
0.600%
0.750%
0.800%
0.900%
0.598%
0.747%
0.797%
0.896%
24 Months
36 Months
48 Months
60 Months

* Exact rate depends on credit history. Contact CU for details

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