To put it simply, a certificate of deposit (CD) is a type of savings account. The account has a fixed interest rate and fixed date of withdrawal, known as the maturity date.
Our CD rates are some of the best you will find anywhere. A CD is a great long-term way to save money, because it's normally the highest yield with the lowest risk.
Annual Yield on CD accounts - APY - Annual Percentage Yield effective 02/03/2026 and is in effect for the initial term of the Certificate. Dividends are compounded monthly, from day of deposit to the day of maturity or withdrawal. $500.00 minimum balance to open certificate account and earn APY.
Lost/Stolen Card: If you believe your FOKFCU ATM/Visa Check Card has been lost or stolen and it is after business hours, please call 800-472-3272
Phone: 918-582-1965
Fax: 918-592-7721
Toll Free: 1-800-843-9661
Automated Teller: 1-800-403-5901
Lobby:
Mon - Fri 9:00 to 4:30pm (Closed On Federal Holidays)
Drive Thru:
Mon - Friday 8:30am to 5:00pm (Closed On Federal Holidays)
Saturday: Closed
Sunday: Closed
