Your car is your ticket to everything you do—work, school, family and friends, and more. But that doesn’t mean you can’t save more money while paying your vehicle off.
Credit union loans like ours offer better interest rates than traditional banks. We offer some of the best auto loans refinance rates in Tulsa, and we’ll help you lower your monthly payment so you can keep more money in your bank account.
Lower your monthly payment or get the cash you need for repairs.
Wondering if a car loan refinance makes sense? For most people, the answer is yes—especially when you’re switching your loan from a traditional bank or auto lender to a credit union. In fact, credit unions like ours offer interest rates that are 1-3% lower than other lenders.
Getting a better APR can save you quite a bit in interest payments over the life of your loan. For example, refinancing a $15,000 loan from 7% to 5% APR leads to a savings of around $800 in interest. That’s money you can put in savings or use to pay for needed repairs to keep your car safely on the road.
High monthly payments and long loans can be stressful. Refinancing not only gives you a lower payment—it can also help you decrease the length of your loan, freeing up your finances sooner.
If your credit score has risen and you’re in better financial shape than when you first got your car loan, refinancing can help you save money.
A refinanced car loan from our credit union means you won’t be charged penalties if you pay off the loan early.
When you’re ready to refinance, take a look at these factors to determine whether refinancing is right for you at this time. Our team is happy to answer any questions we can during this process.
Before refinancing your auto loan, you want to know how much your payments will be and how much you can expect to save on monthly payments. With our refinance calculator, you can enter your loan details and get an idea of what you may be paying after you refinance.
Our team makes it simple to refinance your existing car or truck loan. To help you navigate the process smoothly so you can start enjoying a more affordable payment, we ask you to provide us with the following information:
AVerage New Car
Average Used Car
* Exact rate depends on credit history and model year. Contact CU for details
**Based on National average doesn't reflect actual credit union rates.