Recreational Vehicle Financing

Power Sport Adventures await!

Smart financing options for all of your land and water vehicles; from RVs to Jet Skis.

Apply Online

The Adventure Begins...

When you think of the perfect camping trip, do you think of tents and bugs or a camper and air conditioning? Getting around the trails on foot or on your new ATV with your best friends?

Getting a loan with First Oklahoma FCU means getting into your dream recreational vehicle sooner. We offer better rates, so you can keep money in your pocket for the road trips you’ll be taking with your new toy hauler or RV.

Get your Questions Answered

Fill out the form below to get a quick response from one of our knowledgeable loan officers that can answer any of your questions in a no-pressure consultation.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get Ready for Affordable Fun!

First Oklahoma FCU offers better, more affordable rates than traditional banks, because we aren’t in it for the money; we’re in this for you, our member.

Our interest rates are competitive, helping us offer RV loans that can fit in your lifestyle and budget. With APRs (annual percentage rates) starting at 8.24%, we can find a loan term and rate that will work for you.      

By taking advantage of a credit union, you’ll also be saving yourself some of the typical fees associated with banks, while building credit history and a credit score with a local, trustworthy partner; Us. We can offer longer terms over the course of your loan amount, which can help keep your monthly payments affordable.

By choosing to work with us, you’ll also be gaining local, full-time financial experts that are ready to help you reach your goals and dreams. 

We provide:

So, let’s get started on our adventure together, today!

Recreational Vehicle Types

Easy Application icon

RV’s and Camper Vans

Rucking and overlanding have never been so exciting! Whether you’re looking to upgrade your rig or buying something new to try, get outdoors in a small and efficient package that has everything you need on-board for your next adventure.

Flexible terms icon


Ready to go the distance? Your new motorhome will take you to your far off destinations and keep you comfortable. Bring the kids and find the RV park of your dreams with your own motorhome or camper! Not more tent camping for you!

fast loan approval icon

Large Camper Trailers

Got the trailer for the toys, but looking for that 5th wheel or gooseneck camper to match? That qualifies for our RV loans. Get in your perfect camper with all the slide outs and amenities of home with the help of FOFCU!  

fast loan approval icon

Small Camper Trailers and In-Bed Campers

Want to be ready to hook up and head out anytime? Get a Teardrop, in-bed unit, or Overland trailer and hit the road for a weekend getaway. 

fast loan approval icon

UTVs and Side-by-sides

Ready for possibly the most fun you can have off-road with the whole crew? UTVs have exploded in popularity so you and your family or friends can go wherever you want to explore!

fast loan approval icon

ATVs and Buggies

Are you a thrill seeker thirsting for some dunes or mountains? Load up the ATV and head out in your very own vehicle. Get out on the river sand or along a lake with your new toy and let FOFCU help make it happen!

fast loan approval icon

4-wheelers and Farm UTVs

If you’re from Oklahoma, we get it. 4-wheelers and farm UTVs can work hard during the week and play hard on the weekends; just like you. Get a new 4-wheeler and upgrade that UTV with a loan with affordable monthly payments and reasonable rates!

fast loan approval icon

Dirt Bikes

The most fun you can have on two wheels! Get that dirt bike and hit the trails; whether it’s on your own back 40 or in the hills! We can help you with a Recreational Vehicle loan.

fast loan approval icon

Toy Haulers and Trailers

Already have your toys, but you need something to haul it with? We have you covered. From toy haulers to gooseneck trailers, FOFCU can get you what you need to get going.

Apply Now

The Benefits of Getting a Recreational Vehicle Loan with First Oklahoma FCU

Getting that next travel trailer or boat with us also gets you more than just a partnership, it gets you other perks, too!

  • Fast Pre-approval. We process and approve loans in approximately 1 business day, so you can get going faster!
  • Online loan processing. Our secure online application process is fast and simple, making it easier to get started.
  • Affordable rates and terms. We partner with you to create a loan that fits your situation and works well with your budget. 

Recreational Vechicle Loan Rates

180 Months
As Low As 9.99% APR*
120 Months
As Low As 9.99%APR*
84 Months
As Low As 9.99% APR*

ATV Loan Rates

84 Months
As Low As 8.29% APR*
72 Months
As Low As 7.99% APR*
60 Months
As Low As 7.49% APR*

*The interest rate you may get on an RV loan with FOFCU depends on varying factors such as your current credit score and credit history, annual income, and any other existing debt or model year.  

Let’s Help You Get Outside

Before applying, let’s help you find what you can possibly afford with this loan/payment calculator. By plugging in your details below, you can get a rough idea of what we can help you with, giving us both an idea of how we can help. By having a good idea of what you can afford, it will help you narrow down that search for your dream ATV, Boat, etc. 

Remember, we’re here to help you! By becoming a member of our not-for-profit credit union, you’re not just a customer, you’re a member-owner and our goal is to educate and inform you to the best of our ability. We’re here to help. So if you have any questions, feel free to let us know.

Payment Calculator

Principal Amount:
Payment Amount:
Number of Payments to Pay Off:
Interest Rate:
Total Payments:
Total Interest:

Have Questions? Contact us for more information

Oops! Something went wrong while calculating.

How to Get Started

Fill out our online application and we will help you understand the whole process as we go through it with you, step-by-step. With First Oklahoma Federal Credit Union, you can feel secure in knowing we will be with you every step of the way and we’ll provide you excellent member service during the entire lifetime of your loan with us. 

‍Once you’ve been pre-approved, you’ll be able to go to a dealership of your choice and trust that the rate we’ve given you will be good for 30 days. If you don’t find the recreational vehicle you were hoping for at one dealership, your rate will be locked in while you search the next one.

And even better, once you’ve been pre-approved, the dealership of your choice should be able to find your information quickly. This means you don’t have to wait for a new application to go through and your vehicle search will go much more smoothly, with a lot less hassle. No one has time for that, right?

Apply Online

See all of our loan Offerings

See More

Stay up-to-date

Signup for our newsletter

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.