Auto Loans

Get the Car or Truck You Need Today!

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Get on the road without the hassle at the Dealership

By getting pre-approved for your next auto loan, you can avoid the hassle of waiting on the dealership to run your credit only to find out the rate and payments are a lot higher than you expected. Our rates are great so you can be sure you’re getting the best deal on your auto loan. You can get pre-approved for your auto loan with First Oklahoma FCU by applying online, by phone, or in-person, at the credit union. The choice is yours, but no matter how you choose to get started, you can be sure we will be there, every step of the way, to educate and support you through the auto loan approval process as well as for the life of your loan with us.

Payment Calculator

Principal Amount:
Payment Amount:
Number of Payments to Pay Off:
Interest Rate:
Total Payments:
Total Interest:
$36,000.00
$760.47
60
9.75%
$45,628.42
$9,628.42

Have Questions? Contact us for more information

Oops! Something went wrong while calculating.

Calculate Your Payments

When you make a large purchase, you want to know how much your payments will be so you will have a better idea of what you can budget for. With our payment calculator, you can enter your purchase details and get an idea of what you might be paying over the course of your auto loan. By changing some details, you will get a better idea of what you will be able to afford before you ever go into the showroom.

Our Great Auto Loan Rates

When you make a large purchase, you want to know how much your payments will be so you will have a better idea of what you can budget for. With our payment calculator, you can enter your purchase details and get an idea of what you might be paying over the course of your auto loan. By changing some details, you will get a better idea of what you will be able to afford before you ever go into the showroom.

New Vehicle Loan Rates

36 Months ( 78 Bi-Weekly)
As Low As 3.990% APR*
48 Months (104 Bi-Weekly)
60 Months (130 Bi-Weekly)
72 Months (156 Bi-Weekly)
84 Months (182 Bi-Weekly)
96 Months (208 Bi-Weekly)
As Low As 3.990% APR*
As Low As 3.990% APR*
As Low As 4.490% APR*
As Low As 5.490% APR*

Used Vehicle Loan Rates

36 Months ( 78 Bi-Weekly)
As Low As 3.990% APR*
48 Months (104 Bi-Weekly)
60 Months (130 Bi-Weekly)
72 Months (156 Bi-Weekly)
84 Months (182 Bi-Weekly)
96 Months (208 Bi-Weekly)
As Low As 3.990% APR*
As Low As 3.990% APR*
As Low As 4.490% APR*
As Low As 5.490% APR*

* Exact rate depends on credit history. Contact CU for details

How Do I Get Started?

Simply start the application process with us and we will serve you by helping you understand the whole process as we go through it with you, educating you on each step, and providing you excellent member service during the entire life of your loan. With First Oklahoma Federal Credit Union, you can feel secure in knowing we will be with you every step of the way.

Next, you’ll be able to go to the dealership of your choice and know that the rate we give you will be good for 30 days. So if you don’t find the car or truck of your dreams at one dealership, your rate will be locked in while you search at the next one.

Since you’ve been pre-approved, whichever dealership you choose should be able to find your information quickly, without having you wait for a new application to go through. This way, your vehicle search will go more smoothly, with less hassle. Who wants to feel hassled?

Payment Holiday

We offer our members who have made at least 4 payments on their auto loans a Payment Holiday for only $25. Real Estate, PLC and Credit Cards do not qualify for Skip-a-Pay.

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Refinance Your Current Auto Loan with Us and Save

Already have a loan with another lender? Refinancing your auto loan at First Oklahoma FCU might not just save you money, but offer you better service through our commitment to financial literacy, authenticity, and warmth toward our members. At First Oklahoma FCU, you’re not a customer, you’re a member! Refinance your auto loan with us today!

Apply Online Now!

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