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Share Secured and share certificate Loans

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Leverage your Savings

No need for "proof of income" or to wait to see if your loan is approved. You are guaranteed approval. The loan is secured by the funds you have in your savings account or in your share certificate account. It can be used for any purpose but at a reduced interest rate. A hold will be placed on your deposit for the amount of your loan. However your account still earns dividends so your savings continues to grow. As you pay back the loan and reduce your balance the account funds are released so you can use them as needed.

Share Secured & Share Certificate Secured Loan Rates

12 Months ( 26 Bi-Weekly)
As Low As 10.900% APR*
18 Months (39 Bi-Weekly)
24 Months (52 Bi-Weekly)

Bi-Weekly)
36 Months (78 Bi-Weekly)
As Low As 11.900% APR*
As Low As 13.650% APR*
As Low As 15.650% APR*

* Exact rate depends on credit history. Contact CU for details

Payment Calculator

Principal Amount:
Payment Amount:
Number of Payments to Pay Off:
Interest Rate:
Total Payments:
Total Interest:
$36,000.00
$760.47
60
9.75%
$45,628.42
$9,628.42

Have Questions? Contact us for more information

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Quick Tip

No spend day

Sometimes spending can turn into a thoughtless habit. The more you do it, the easier it becomes. For just one day a month commit to having a no spend day. You could save a couple of dollars to a lot more, depending on how much you typically spend.

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