Home Mortgages

Take advantage of your equity today!

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Buy or refinance

Buying or refinancing is as easy as calling one of our friendly and professional loan officers. We handle the initial application process and submit your “package” to CUNA Mutual Mortgage for underwriting. FOKFCU has a long established partnership with CUNA Mutual and this new program promises to deliver a way for our valued members to improve their lifestyle with many different mortgage programs. Call us today for more information on rates and terms!

Mortgage Rates (80% or Less Loan To Value)

36 Months
As Low As 3.990% APR*
48 Months
60 Months
72 Months
84 Months
120 Months
As Low As 3.990% APR*
As Low As 3.990% APR*
As Low As 4.500% APR*
As Low As 5.000% APR*
As Low As 5.500% APR*
180 Months
As Low As 6.000% APR*

Mortgage Rates (81% - 89% Loan To Value)

36 Months
As Low As 3.990% APR*
48 Months
60 Months
72 Months
84 Months
120 Months
As Low As 3.990% APR*
As Low As 3.990% APR*
As Low As 4.750% APR*
As Low As 5.250% APR*
As Low As 5.750% APR*
180 Months
As Low As 6.250% APR*

Mortgage Rates (90% - 95% Loan To Value)

36 Months
As Low As 3.990% APR*
48 Months
60 Months
72 Months
84 Months
120 Months
As Low As 3.990% APR*
As Low As 3.990% APR*
As Low As 5.250% APR*
As Low As 5.500% APR*
As Low As 6.000% APR*
180 Months
As Low As 6.500% APR*

* Exact rate depends on credit history. Contact CU for details

Mortgage Calculator

Payment monthly
Down Payment
Monthly Tax Paid
Interest Rate:
Annual Payment Amount
1,020.08
$
$
$
$
10,000.00
150.00
3.25
11,560.93
Total Tax Paid
$
54,000.00
Total Home Insurance
$
30,000.00
Total Interest Paid
$
126,827.87
Total Payment
$
352,211.20
%
Down Payment %
6.85
%

Have Questions? Contact us for more information

Oops! Something went wrong while calculating.

Quick Tip

List out your debt

Paying off debt can be a common goal. But the first step is making a list of all that you owe. Create a list of each of your debts, how much it is, and its interest rate. Once you have your list completed you can figure our a way to pay off your debts-or reduce them- over the next 12 months.

Financial Quick Tips

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