Home Mortgages

Take advantage of your equity today!

Apply Online

Buy or refinance

Buying or refinancing is as easy as calling one of our friendly and professional loan officers. We handle the initial application process and submit your “package” to CUNA Mutual Mortgage for underwriting. FOKFCU has a long established partnership with CUNA Mutual and this new program promises to deliver a way for our valued members to improve their lifestyle with many different mortgage programs. Call us today for more information on rates and terms!

Mortgage Rates (80% or Less Loan To Value)

36 Months
As Low As 3.990% APR*
48 Months
60 Months
72 Months
84 Months
120 Months
As Low As 3.990% APR*
As Low As 3.990% APR*
As Low As 4.500% APR*
As Low As 5.000% APR*
As Low As 5.500% APR*
180 Months
As Low As 6.000% APR*

Mortgage Rates (81% - 89% Loan To Value)

36 Months
As Low As 3.990% APR*
48 Months
60 Months
72 Months
84 Months
120 Months
As Low As 3.990% APR*
As Low As 3.990% APR*
As Low As 4.750% APR*
As Low As 5.250% APR*
As Low As 5.750% APR*
180 Months
As Low As 6.250% APR*

Mortgage Rates (90% - 95% Loan To Value)

36 Months
As Low As 3.990% APR*
48 Months
60 Months
72 Months
84 Months
120 Months
As Low As 3.990% APR*
As Low As 3.990% APR*
As Low As 5.250% APR*
As Low As 5.500% APR*
As Low As 6.000% APR*
180 Months
As Low As 6.500% APR*

* Exact rate depends on credit history. Contact CU for details

Mortgage Calculator

Payment monthly
Down Payment
Monthly Tax Paid
Interest Rate:
Annual Payment Amount
1,020.08
$
$
$
$
10,000.00
150.00
3.25
11,560.93
Total Tax Paid
$
54,000.00
Total Home Insurance
$
30,000.00
Total Interest Paid
$
126,827.87
Total Payment
$
352,211.20
%
Down Payment %
6.85
%

Have Questions? Contact us for more information

Oops! Something went wrong while calculating.

Quick Tip

List out your debt

Paying off debt can be a common goal. But the first step is making a list of all that you owe. Create a list of each of your debts, how much it is, and its interest rate. Once you have your list completed you can figure our a way to pay off your debts-or reduce them- over the next 12 months.

Financial Quick Tips

See all of our loan Offerings

See More

Stay up-to-date

Signup for our newsletter

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Lost/Stolen Card: If you believe your FOKFCU ATM/Visa Check Card has been lost or stolen and it is after business hours, please call 1-888-263-3370

Contact

Phone: 918-582-1965
Fax: 918-592-7721
Toll Free: 1-800-843-9661
Automated Teller: 1-800-403-5901

Headquarters

1419 S. Denver
Tulsa, OK 74119-3400

Headquarters

Lobby:
Mon - Fri 9:00am to 4:00pm (Closed On Federal Holidays)
Drive Thru:
Mon - Fri 7:30am to 6:00pm (Closed On Federal Holidays)
Saturday:
9:00am to noon

Routing Number

303986290

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency National Credit Union Administration, a U.S. Government Agency
©2021 First Oklahoma Federal Credit Union | Privacy Policy | Proudly Crafted by DSB Creative