Our Loan Products

Whatever life may throw at you, we have you covered.

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Dreams really do come true!

Finally a loan program that is convenient for you!

With FOKFCU’s 24-hour Loan Link, getting the loan you need has never been easier. Whether you need a Home Equity Loan, a New or Used Auto Loan, or a Personal Loan, FOKFCU can help turn your dreams into a reality. Click here to begin your loan application today!

If you prefer, you may reach one of our loan officers during our normal office hours.


First Oklahoma Federal Credit Union offers a wide variety of loans at affordable rates. Are you looking for your first car, a new car or pickup, a motorhome or RV? Do you want to make use of the equity in your home?

You can expect all of our lending services to come with the prompt and friendly service you deserve as a member of FOKFCU. We believe our combination of outstanding service, great rates and convenience can't be beat!! Apply Today!


In order to obtain pre-approval, please submit an application along with proof of recent income and the estimated amount you would like to borrow. You will get an answer within 24 hours.

To get information about our great loan rates, contact one our loan officers.

Auto Loans

Drive away in the vehicle of your choice

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Credit Cards

With First Oklahoma FCUs Platinum Visa Credit Card you have all the spending power you will ever need

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Boat Loans

Be the captain of your own boat with great financing options.

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Share Secured Loans

Life happens. We can help with a secured loan to get you through whatever it may be, We are here for you.

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Home Equity Loans

The loan is secured by the equity you have in your home. You can use this loan for home improvements, consolidation, to purchase an auto, etc. We offer terms to fit everyone's budget. Ask us for the current rates today!

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Have equity built in that house of yours? Why not refinance to one of FOKFCUs great rates?

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Personal Loans

Life finds a way. Get a great rate on a Personal Loan today!

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RV/ Camper Loans

Planning a trip? Need something to leave on or with? Get financing on a new or used RV or Camper.

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the Credit union difference

A credit union is a not-for-profit financial cooperative where the member/owners pool resources to offer loans at lower rates, pay dividends (interest) on deposits at higher rates and charge lower (or no fees) as compared to banks.  Credit unions offer essentially the same services (checking, savings, loans) as banks, but because of that special relationship with the member/owner, a credit union works in the best interest of the depositor and borrower and NOT for a select few stockholders as found in banks.

  • Higher Dividends
  • Lower rates
  • Little to no fees
  • Not for profit

Quick Tip

List out your debt

Paying off debt can be a common goal. But the first step is making a list of all that you owe. Create a list of each of your debts, how much it is, and its interest rate. Once you have your list completed you can figure our a way to pay off your debts-or reduce them- over the next 12 months.

Financial Quick Tips

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