Getting a loan doesn’t have to be difficult or complicated. Our secure online application process is simple and fast, making it easy to get started.
There’s no need to stress over your boat loan terms. We partner with you to create a loan that fits your situation and works well with your budget.
We process and approve loans in approximately one business day, so you can swiftly take your next steps for getting the boat of your dreams.Apply Online Button
When you’re longing for the freedom of fishing and sailing with friends and family, a boat loan from a trusted credit union may be the perfect solution. We can turn your dream of time at the lake from imagination to reality with a boat loan that works for you. Oklahoma’s many lakes offer a relaxing getaway within a short driving distance, and owning a boat gives you a way to get away from your everyday life and have fun at the lake whenever you want to. With our flexible boat loan options, we make the process of getting your boat straightforward, so you can enjoy everything our lakes have to offer, without worrying over the financing.
Much like buying a car or truck, a boat loan equips you to make a purchase that fits your style and budget. Whether you want a ski boat, a lazy pontoon, or a luxurious fishing boat, we’ll work with you to help you achieve your dreams.
With approved credit, the process for getting a boat loan at our credit union is the same as most other loans. The only difference is that a boat is normally considered a seasonal/luxury item rather than a need-based item. We evaluate boat loan applications with that in mind.
With approved credit, the process for getting a boat loan at our credit union is the same as most other loans. The only difference is that a boat is normally considered a seasonal/luxury item rather than a need-based item. We evaluate boat loan applications with that in mind.
To complete the application, we ask that you provide a buyers agreement that lists all accessories, the boat’s year, make and model, and VIN.
The national average is between 4% and 6%.
We provide a decision on your application within one business day.
Mortgages are for homes. But you can get a loan to buy a boat, the same as you can get a loan for a car or truck.
After you figure out the boat/price you need you get approved at the CU and then go back to the boat dealership and give them a check for your approved amount.
NADA Guides provides blue book details on boat and personal watercraft valuations.
Don’t let the term “minimum payment” confuse you. When it comes to paying your credit card, settling for the bare minimum makes you pay alot more than you should be. Pay more than the minimum on your credit card each month, even if its only 10 more dollars extra, it will help.
Lost/Stolen Card: If you believe your FOKFCU ATM/Visa Check Card has been lost or stolen and it is after business hours, please call 1-888-263-3370
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