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Why finance your next adventure with a Credit union versus the dealership?

Whether your bucket list contains traveling from coast to coast in your own RV or leisurely sailing your boat from one island to another, FOFCU will help make your adventures come true.  

  • Credit Unions are not for profit…dealerships are just the opposite
  • Banks and credit unions offer the best financing choices…lower interest rates and fees
  • Loan pre-approval BEFORE you find the perfect RV or boat
  • Credit unions are transparent about borrowing costs…dealerships can roll it up into your payment amount leaving the buyer unsure of what they are actually being charged
  • Credit unions and banks offer specific types of loans – with better terms – to first-time buyers or those with lower credit scores.  
  • Better rates and discounts for account holders
Recreational Vehicle Loan InfoBoat Loan Info

Get your Questions Answered

Fill out the form below to get a quick response from one of our knowledgeable loan officers that can answer any of your questions in a no-pressure consultation.

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Payment Calculator

Principal Amount:
Payment Amount:
Number of Payments to Pay Off:
Interest Rate:
Total Payments:
Total Interest:
$36,000.00
$760.47
60
9.75%
$45,628.42
$9,628.42

Have Questions? Contact us for more information

Oops! Something went wrong while calculating.

Calculate Your Payments

When you make a large purchase, you want to know how much your payments will be so you will have a better idea of what you can budget for. With our payment calculator, you can enter your purchase details and get an idea of what you might be paying over the course of your RV or boat loan. By changing some details, you will get a better idea of what you will be able to afford before you ever go into the showroom.

Do what's right for you and your mental HEalth

Health Benefits of Outdoor activity

Our Great Rates

When you make a large purchase, you want to know how much your payments will be so you will have a better idea of what you can budget for. With our payment calculator, you can enter your purchase details and get an idea of what you might be paying over the course of your auto loan. By changing some details, you will get a better idea of what you will be able to afford before you ever go into the showroom.

Recreational Vechicle Loan Rates

180 Months
As Low As 6.99% APR*
120 Months
As Low As 6.99% APR*
84 Months
As Low As 6.99% APR*

Boat Loan Rates

180 Months
120 Months
84 Months
As Low As 7.49% APR*
As Low As 7.49% APR*
As Low As 7.99% APR*

ATV Loan Rates

84 Months
As Low As 8.29% APR*
72 Months
As Low As 7.99% APR*
60 Months
As Low As 7.49% APR*

* Exact rate depends on credit history. Contact CU for details

How Do I Get Started?

Simply start the application process with us and we will serve you by helping you understand the whole process as we go through it with you, educating you on each step, and providing you excellent member service during the entire life of your loan. With First Oklahoma Federal Credit Union, you can feel secure in knowing we will be with you every step of the way.

Next, you’ll be able to go to the dealership of your choice and know that the rate we give you will be good for 30 days. So if you don’t find the boat, RV, or outdoor toy of your dreams at one dealership, your rate will be locked in while you search at the next one.

Since you’ve been pre-approved, whichever dealership you choose should be able to find your information quickly, without having you wait for a new application to go through. This way, your vehicle search will go more smoothly, with less hassle. Who wants to feel hassled?

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