First Oklahoma & Green Country FCU Merger

IMPORTANT BRANCH UPDATE Feb 16th

Denver Avenue Location Relocating – New Tulsa Branch Coming Opening Soon

We want to share an important update regarding the FirstOklahoma FCU branch on Denver Avenue in Tulsa.

After careful review—and with the safety of our members andemployees, as well as the long-term financial strength of the credit union inmind—we have made the decision to close the Denver Avenue branch located at 1419 S. Denver Ave.

This closure will be effective Saturday, February 28,2026.

This location has experienced ongoing safety and securitychallenges that have made it difficult to provide the comfortable, secureexperience our members and employees expect and deserve.

The good news: we’re not leaving Tulsa.
We are working on a new Tulsa branch at 2516 E. 15th St. (15^th &Lewis), targeted to open early Spring 2026. This new location will allow us tobetter serve you in a safer, more accessible setting.

You can continue to bank with us during this transition through:

• Green Country FCU branches or First Oklahoma FCU Glenpool branch
• Shared branching locations throughout the Tulsa area (https://bit.ly/SharedBranch)
• Mobile and online banking
• 24/7 Voice Banking (800-403-5901)
• Our call center and remote support team (918) 582-1965

We truly appreciate your understanding and patience as wetake this step to better serve you long term. We look forward to welcoming youto our new Tulsa branch soon.

Thank you for being a valued member!

Where can I do in-person banking transactions in the Tulsa area until the new branch opens?

· First Oklahoma FCU Glenpool – 14912 S. Broadway St., Glenpool, OK 74033 (20 min)

· Green Country FCU Sand Springs – 202 E. Morrow Road, Sand Springs, OK 74063 (11 min)

· Green Country FCU Prattville – 3350 S. 113th W. Ave., Sand Springs, OK 74063 (16 min)

· Green Country FCU Coweta – 11319 HWY 51, Coweta, OK 74429 (26 min)

· Shared Branch Locations – there are 5 Shared Branch credit unions within 3 miles of the Denver branch; 17 Shared Branch credit unions within 7.5 miles. Visit https://sharedbranching.org to find one near you; or text a zip code to 91989 to find nearby ATM and Shared branch locations

Relocation Questions?

-Will you open another Tulsa branch?

Yes! We are currently renovating a space at 2516 E. 15th St., Tulsa, OK 74104 (2.1 miles from the current Denver branch)

-When will the new location open on 15th?

We don’t have an opening date yet due to renovation timelines but we’re aiming for April 2026. We will communicate with members as soon as we know.

-Will there be any service interruptions?

We do not anticipate any service interruptions relating to the facilities relocation. There will be a short period of time where there is no physical location in the city of Tulsa but all banking services will still be available.

-Are hours changing?

Operating hours will expand slightly: Lobby Monday thru Friday 9:00 – 4:30; Drive-In Monday thru Friday 8:30 – 5:30 and Saturdays 9 – Noon.

-Will the new branch have an ATM and drive-thru?

Yes. The new branch at 2516 E. 15th St., Tulsa, OK 74104 will have a full-service lobby plus three drive-in stalls and a drive-in smart ATM (accepts deposits).

-Will I still see the same staff?

Yes. And you will also see new faces. As we merge with Green Country, we will begin sharing employees across our 5 branches so you will see a mixture of First Oklahoma staff and Green Country staff.

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First Oklahoma Federal Credit Union has chosen Green Country FCU as our merger partner, a decision rooted in shared values, community focus, and a mutual commitment to serving everyday working Oklahomans.

As First Oklahoma’s Board looked toward the future, we sought a partner with the strength, resources, and member-first culture needed to support their next century of service. After carefully reviewing our options, the Board unanimously selected Green Country FCU.

“We’ve always been a small crew, but we look out for our people,” said Bill Hughart, Chairman of the Board for First Oklahoma FCU. “Partnering with Green Country helps us keep moving forward and gives our members more tools to work with—more services, more access, and more ways to get help with their finances. This is the right step for our members and our future.”

Green Country FCU was chosen because of their long-standing commitment to working families, designation as both a Community Development Financial Institution (CDFI) and Low-Income Designated credit union, executive leadership, and reputation for delivering personal, hometown banking with modern tools and technology.

When approved by First Oklahoma’s membership, our two credit unions will come together to offer:

• More branch locations across Northeast Oklahoma
• Broader access to modern digital banking tools
• More lending options for families and small businesses
• Continued local decision-making and personalized service

A unified team, with all First Oklahoma employees offered positions

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Update as of January 14: The merger vote has passed, and First Oklahoma will be merging with Green Country Federal Credit Union.

This merger allows us to strengthen our financial foundation and make long-overdue improvements — while continuing to serve members without disruption today.

What Matters Most Right Now

• No immediate changes to accounts, cards, checks, loans, or access
• Legal merger date: April 1
• System and technology updates will happen later in 2026, with clear communication well in advance

This approach gives us time to do things the right way — thoughtfully, carefully, and with members in mind. We’ll continue sharing updates as we move forward, and this page will be updated as new information becomes available.