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Who Can Join

First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work, regularly conduct business, worship, attend school in, have a businesses or other legal entity located in the Tulsa, Creek, Okmulgee, Pawnee, and Osage Counties of Oklahoma.

We are often asked why a client would chose to work with a credit union rather than a traditional bank. The answer is fairly simple. Our credit union is centered around our customers, not the other way around. As we are nonprofit, any extra revenue goes right back into the pockets of our members.

With traditional banks, there are many many secrets and walls between the institution and its members. With our credit union, you will receive nothing but the utmost transparency. Our staff is always accessible.

Having an issue with your payments? Come in to one of our branches and have a face to face chat. We will work with you to sort out the issue however we can. You will consistently have a direct line to our staff and 24/7 assistance. With a membership to our union, you can rest assured knowing that the same familiar faces will be there for you time and time again.

In addition to our outstanding customer service, we offer more tangible benefits to our customers. Because we are nonprofit, we can turn the money back to you and offer unmatched returns such as:

  • Free Checking and Savings accounts
  • Cash back on ATM fees
  • Monthly cash rewards
  • Lower interest rates
  • Much much more

First Oklahoma Federal Credit Union is committed to providing its members not only with products and services that benefit their lives; but to delivering those products and services in a professional, knowledgeable and respectful manner.

Our Focus is our members and our common bond. Whether sharing a common employer, association, or community, our credit union’s common bond means our members share certain interests and needs.

FOKFCU uniquely matches our services to the needs of those it serves-its members.

                      Counties We service

County Map of Northeastern Oklahoma

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